Foreclosure happens for many reasons, and most are beyond anyone's control: death, sudden illness, divorce and maybe most common -- job loss. Other factors, such as complex loan terms, can contribute, but regardless of the reason, foreclosure often can be prevented. Click here to visit the Foreclosure Prevention Resource Center to learn about the foreclosure process and borrower options. And there's more: MBA partnered with the National Black Church Initiative and Fannie Mae to create this guide to help families take action.